Cover the belongings that make your house a home.
Householders (Contents)
Cover the belongings that make your house a home.
Householders insurance protects movable belongings kept at your residence. A careful inventory and realistic replacement values help reduce the risk of underinsurance when you need to claim.
Protection mapped to the exposure.
Household contents
Furniture, appliances, clothing and general possessions against insured events.
Theft cover
Qualifying theft or attempted theft, subject to security and forcible-entry conditions.
Accidental damage options
Optional broader protection for selected household items.
Temporary accommodation
Some policies contribute to reasonable accommodation after serious insured damage.
Details that shape a better policy.
Use replacement values
Items should generally be insured at today’s replacement cost.
List high-value items
Jewellery, art and collections may need limits or separate specification.
Keep proof of ownership
Receipts, photographs and valuations can support a smoother claim.
Clear advice from first review to claim support.
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01
Understand the exposure
We start with the people, assets, activities and obligations that create the real risk.
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02
Compare suitable cover
We approach appropriate insurers and explain meaningful differences in limits, excesses and wording.
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03
Support the policy and claim
We keep the cover current and help coordinate communication when an insured event occurs.