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SPECIALISED / PROFESSIONAL RISK NEWCASTLE / KZN FSP 46092

Protection for professionals facing claims arising from advice, errors or omissions.

SERVICE
14
ADVICE
INDEPENDENT
SUPPORT
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Professional Indemnity

PERSONAL ADVICE / PRACTICAL SUPPORT
EXPLORE COVER
OVERVIEW / 14

Protection for professionals facing claims arising from advice, errors or omissions.

Professional indemnity responds to qualifying claims alleging financial loss from professional services. The policy wording, retroactive date and notification basis are as important as the limit itself.

CLAIMS MADE Continuity and timely notification are essential
WHAT IT COVERS

Protection mapped to the exposure.

01

Errors and omissions

Claims alleging negligent acts, errors or omissions in professional services.

02

Legal defence costs

Defence expenses for covered allegations, managed according to policy terms.

03

Breach of professional duty

Qualifying civil liability arising from the insured professional role.

04

Optional extensions

Depending on profession: loss of documents, defamation, dishonesty or cyber-related extensions.

BROKER GUIDANCE

Details that shape a better policy.

Protect the retroactive date

Continuous cover helps preserve protection for earlier work.

Understand claims-made wording

Claims and circumstances usually need notification during the active policy period.

Align contracts and limit

Client agreements, project values and jurisdictions can change the required protection.

HOW WE HELP

Clear advice from first review to claim support.

  1. 01

    Understand the exposure

    We start with the people, assets, activities and obligations that create the real risk.

  2. 02

    Compare suitable cover

    We approach appropriate insurers and explain meaningful differences in limits, excesses and wording.

  3. 03

    Support the policy and claim

    We keep the cover current and help coordinate communication when an insured event occurs.

START A CONVERSATION

Let’s protect what matters next.

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