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COMMERCIAL / LIABILITY NEWCASTLE / KZN FSP 46092

Defend your business against qualifying third-party injury, damage and product claims.

SERVICE
09
ADVICE
INDEPENDENT
SUPPORT
LOCAL

Public & Product Liability

PERSONAL ADVICE / PRACTICAL SUPPORT
EXPLORE COVER
OVERVIEW / 09

Defend your business against qualifying third-party injury, damage and product claims.

Liability claims can arise from premises, operations, completed work or products. We help define the exposure and select limits that reflect the scale and nature of the business.

THIRD-PARTY RISK Limits aligned to real-world exposure
WHAT IT COVERS

Protection mapped to the exposure.

01

Public liability

Qualifying injury or property damage claims connected to business operations.

02

Product liability

Claims arising from products supplied, distributed or manufactured.

03

Legal defence costs

Defence expenses managed within the terms of an accepted claim.

04

Extensions by industry

Options may include defective workmanship, spread of fire or wrongful arrest.

BROKER GUIDANCE

Details that shape a better policy.

Describe operations accurately

Contracts, locations, products and turnover guide underwriting.

Review contractual liability

Customer and supplier agreements may transfer risk beyond standard cover.

Keep incident records

Prompt evidence collection can be crucial to defending a claim.

HOW WE HELP

Clear advice from first review to claim support.

  1. 01

    Understand the exposure

    We start with the people, assets, activities and obligations that create the real risk.

  2. 02

    Compare suitable cover

    We approach appropriate insurers and explain meaningful differences in limits, excesses and wording.

  3. 03

    Support the policy and claim

    We keep the cover current and help coordinate communication when an insured event occurs.

START A CONVERSATION

Let’s protect what matters next.

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