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COMMERCIAL / SPECIAL RISKS NEWCASTLE / KZN FSP 46092

Special-risk cover for defined events such as civil commotion, strikes and public disorder.

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11
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SASRIA

PERSONAL ADVICE / PRACTICAL SUPPORT
EXPLORE COVER
OVERVIEW / 11

Special-risk cover for defined events such as civil commotion, strikes and public disorder.

SASRIA is a specialist South African cover that operates alongside underlying insurance for defined special risks. We help make sure the relevant assets and limits are correctly included with the primary policy.

SA SPECIAL RISK Structured alongside underlying insurance
WHAT IT COVERS

Protection mapped to the exposure.

01

Material damage

Qualifying special-risk damage to insured assets and property.

02

Motor vehicles

SASRIA motor cover arranged in conjunction with the underlying vehicle policy.

03

Goods in transit

Special-risk protection for insured goods while in transit, where selected.

04

Business interruption

Optional consequential loss cover linked to accepted SASRIA material damage.

BROKER GUIDANCE

Details that shape a better policy.

It is complementary cover

SASRIA generally depends on an underlying policy and does not replace standard insurance.

Check every asset class

Property, motor and transit exposures may require separate coupons or sections.

Use accurate limits

Asset values and consequential-loss figures should remain aligned with the underlying cover.

HOW WE HELP

Clear advice from first review to claim support.

  1. 01

    Understand the exposure

    We start with the people, assets, activities and obligations that create the real risk.

  2. 02

    Compare suitable cover

    We approach appropriate insurers and explain meaningful differences in limits, excesses and wording.

  3. 03

    Support the policy and claim

    We keep the cover current and help coordinate communication when an insured event occurs.

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